- Reaffirms its commitment to strengthening its full-stack offerings and empowering merchants.
Paytm (One 97 Communications Limited) swings to profit for the first time since September 2024 with Rs123 crore in the quarter ended on June 30, accompanied by a substantial 28 per cent year-on-year (YoY) growth in operating revenue, reaching Rs1,918 crore.
It had last posted a profit in the September 2024 quarter due to a one-time gain from the sale of its ticketing business.
The performance underscores Paytm’s strategic focus on scalability, efficiency, and innovation within the dynamic digital payments ecosystem catering to micro, small, and medium enterprises (MSMEs) and enterprises across India.
A notable highlight in the company’s financials is the Earnings Before Interest, Taxes, Depreciation, and Amortisation (EBITDA) of Rs72 crore for the quarter ending June 2025.
The figure reflects Paytm’s disciplined approach in managing cost structures while leveraging embedded artificial intelligence (AI) capabilities to drive growth and operational efficiency. Such integration of technology highlights the evolving landscape of fintech companies that prioritise automation and intelligent solutions to sustain competitive advantage and improve service delivery.
The company’s contribution profit surged by 52 per cent YoY to Rs1,151 crore. This significant rise can be attributed to an improvement in net revenue, a higher proportion of financial services revenue distribution, and reduced direct expenses.
Particularly, the revenue derived from the distribution of financial services doubled to Rs561 crore YoY, marking a pivotal growth area for Paytm. This surge not only diversifies Paytm’s revenue streams but also strengthens its position as a comprehensive financial services provider.
Paytm has successfully maintained and expanded its leadership role in India’s merchant payments sector, with total device subscriptions reaching an unprecedented 1.30 crore as of June 2025.
The growth is indicative of the sustained demand for Paytm’s diverse hardware offerings such as Soundbox, All-in-One Point of Sale (POS), and card-enabled payment devices. These devices are augmented by high-quality service and a resilient, retention-focused distribution network, which collectively enhance merchant engagement and satisfaction.
Distinguishing itself further, Paytm operates as India’s first and only AI-powered omni-channel payments platform. It offers a seamless end-to-end payments technology stack that integrates hardware, software, and services, setting new standards in convenience and functionality.
The company’s rapid ascendance in offline enterprise payments within merely six years, eclipsing the traditional capital expenditure-driven POS provider model, testifies to its innovative business model and market responsiveness.
Furthermore, Paytm benefits from a strong cash reserve of Rs12,872 crore, positioning it to effectively scale its operations in merchant payments, financial services distribution, and AI-powered technological advances.
The financial solidity not only supports ongoing innovation but also empowers the company to explore new growth avenues while reinforcing its foundational services.
In its official communications, Paytm has reaffirmed its commitment to strengthening its full-stack offerings and empowering merchants. The company’s vision centers on providing scalable, secure, and inclusive digital tools designed to foster sustainable, long-term growth for India’s diverse merchant ecosystem.
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